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Financing Your Home >Mortgage Myths

Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing. Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.

The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.

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Q	What acclaimed house built of stone, concrete, and glass is built over a waterfall?
A	Fallingwater in Mill Run, PA, built by architect Frank Lloyd Wright, is one of the most-visited homes in the U.S.
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The McDonald Team, REALTORŽ, real estate agent and broker for Higgins Lake, Houghton Lake and Roscommon Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

The McDonald Team
RE/MAX of Higgins Lake
4544 West Marl Lake Road
Roscommon, MI 48653
Toll Free: 800-944-3559
Office: 989-821-6208
Fax: 989-821-8736
Email: dennisanddale@NUMBER1EXPERT.com
Experience, knowledge and integrity are the foundation of our business. Dale McDonald, Dennis McDonald, Jeri Ann Janisse and Sandy Meyer, working as a team, are committed to assuring that every client receives the attention they deserve. With more than 25 years of experience in the Higgins Lake, Houghton Lake and Roscommon real estate market, we have a wealth of knowledge that is unmatched in our area. Customers and clients can depend on us for honest, accurate information about our community and competent advice in buying or selling real estate. Dale and Dennis have owned Re/Max of Higgins Lake since its inception and take great pride in the many referrals received from past customers and clients. Call or e-mail us today. We look forward to hearing from you.

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